INDEPENDENT FINANCIAL ADVICE
Who needs independent Financial Advice?
Major decisions in life call for a specialist - like contacting a solicitor when you buy a house. But when it comes to financial planning, many people either do nothing or try a bit of DIY! Your financial well-being is a very important aspect of your life, so you should look for professional financial advice. Professional advice can come from various sources and it is important that you understand that main difference between them.
Where to go?
Tied Agents and members of the Direct Sales operations only represent one Company or Marketing Group. They do not have the freedom to review the whole financial services market in advising you on your needs so the key word to look for is "INDEPENDENT".
Touchstone Financial Services are Independent Financial Advisers - which means we are not tied to the product of any one company and our advice is completely impartial. We therefore have the freedom to choose from the entire financial service marketplace.
A Service personal to you
Touchstone Financial Services will conduct a full and confidential financial review and needs analysis to produce a personalised financial plan, specific to you. Only then will we be in the position to recommend effective solutions.
How much does it cost?
If you choose to go ahead with any of our recommendations, then we will earn an income from the product provider(s). This income is usually an integral part of the product, because without the involvement of an independent Financial Adviser, there would be additional work for the product provider concerned. We will clearly state how much we are earning from the product(s) on the documentation supplied. Alternatively, we will act on a fee basis and will be happy to discuss this option with you.
Don't leave your financial future to chance - the cost of not taking advice could be far greater than you imagine.